Welcome to the spring edition!
With the arrival of the warmer months traditionally comes an increase in property market activity. For those considering buying this season, in this edition we take a look at changes to credit reports, as well as revisiting the current home loan features you should be considering.
Finally, we’ve got some considerations to take into account should you be thinking of buying a property off the plan.
Credit report changes: don’t be caught out.
If you’re in the market for a mortgage, it’s now more important than ever to demonstrate good financial sense and management of your money. Why? Recent changes in credit reporting mean even more of your credit history is now available to potential lenders.
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Understanding which home loan features are right for you.
Getting the right home loan tailored to your specific needs and circumstances is essential when planning your next property move.
Four things to consider before buying off-the-plan.
Buying a property that is yet to be built is a popular strategy, particularly for first-time homebuyers. It offers the potential for stamp-duty savings, time to save more for the deposit, and, of course, the opportunity to move into a brand-new home.
